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Your Growth Partner

Equipment Financing from $20,000 to $500,000 and up

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Equipment Financing Made Simple

Fast approvals, competitive rates, and dedicated support for your business growth.

We Get It Done for You

Broad range of funding programs

  • Equipment financing from $20,000 to millions of dollars
  • Terms up to 84 months
  • Access to many different lenders
  • No money down for qualified customers
  • Competitive rates
  • New and used equipment
  • Complete our Finance Application

Quick Approval Time

Fast approvals for qualified application-only transactions.

  • 2-minute application-only loans from $20,000 to $500,000
  • Soft credit pull only
  • No obligation quotes
  • Approval in as little as one day
  • Fill out our Finance Application form

Vendor Partnership Programs

Quick and easy financing for your customers

  • Close more deals quickly by providing your customers a financing alternative to cash or local bank
  • Customer loans can include prepayment up to 100% prior to completion
  • Loans can cover shipping/training/labor costs
  • Easy to join the program; no contracts
  • Vendor rewards programs
  • Complete our Vendor Partner Application

Trusted by Businesses Nationwide

Our track record speaks for itself – delivering fast, reliable equipment financing solutions.

A-C

Credit Types

We work with all credit profiles – from excellent A credit to rebuilding C credit businesses

Fast

Quick Approval

Quick decisions with funding available next business day for qualified applications

Many

Lender Network

Access to many specialized lenders ensuring competitive rates and flexible terms

Equipment Financing for Your Industry

We provide tailored equipment financing and business loan solutions for a wide range of industries. Get the capital you need for new or used equipment.

Construction Equipment Financing

When it comes to construction projects, having the right equipment can make all the difference. Get heavy equipment financing to complete your construction projects.

See Equipment Construction Financing

Medical Equipment Financing

Specialized medical equipment from imaging systems to surgical equipment, for delivering exceptional patient care.

See Medical Equipment Financing

Packaging Equipment Financing

Vista Pacific Capital makes it easy for businesses to acquire the equipment they need without straining cash flow.

See Packaging Equipment Financing

Racking and Materials Handling Equipment Financing

Financing Racking is one of the specialties of Vista Pacific Capital.

See Racking and Materials Handling Equipment Financing

Restaurant Equipment Financing

Running a successful restaurant requires the right equipment, whether you need new ovens, refrigerators, or a complete kitchen overhaul.

See Restaurant Equipment Financing

Specialty Trucking Financing

The Specialty Trucking business is a complex one, because you put together solutions for your clients by providing them with the specialty trucks that they need.

See Specialty Truck Financing

Wastewater and Sanitation Equipment Financing

Septic service businesses play a critical role in residential, commercial, and municipal infrastructure.

See Wastewater and Sanitation Equipment Financing

Horizontal Directional Drilling (HDD) Equipment Financing

Vista Pacific Capital provides financing for HDD rigs and all the specialized support equipment.

See Horizontal Directional Drilling Equipment Financing

Audio Visual Equipment Financing

Vista Pacific Capital provides tailored equipment financing solutions designed specifically for the purchase of sound and lighting equipment and LED displays for commercial and institutional use.

See Audio Visual Equipment Financing