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Your Growth Partner

Equipment Financing from $20,000 to $50 million

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Equipment Financing Made Simple

Fast approvals, competitive rates, and dedicated support for your business growth.

Financing Solutions

Industry-leading solutions with our comprehensive funding programs.

  • Terms up to 84 months
  • Access to many different lenders
  • No money down for qualified customers
  • Competitive Rates
  • New and Used Equipment

Quick Approval Time

Fast approvals for qualified application-only transactions.

  • 2-minute application
  • Soft credit pull only
  • Application Only up to $750,000
  • Financing from $20,000 to $50 million

Vendor Partnership Programs

Provide easy streamline financing solutions for your customers so they can grow their business.

  • Programs for startup customers
  • Vendor Rewards Programs
  • Great alternative for customer to cash or local bank
  • Prepayment up to 100% prior to completion
  • Can cover shipping/training/labor costs

Trusted by Businesses Nationwide

Our track record speaks for itself - delivering fast, reliable equipment financing solutions.

$50M
Maximum Funding

Comprehensive financing solutions from $20,000 to $50 million for businesses of all sizes

A-C
Credit Types

We work with all credit profiles - from excellent A credit to rebuilding C credit businesses

Fast
Quick Approval

Quick decisions with funding available next business day for qualified applications

Many
Lender Network

Access to many specialized lenders ensuring competitive rates and flexible terms

Frequently Asked Questions

Frequently Asked Questions

Everything you need to know about equipment financing

How fast can I get approved?

Most applications receive fast approval. Funding typically occurs within 24-48 hours of document completion.

What credit score do I need?

We work with all credit profiles from A through C. Lower scores may require additional documentation.

What documentation is required?

For requests under $400,000, we typically only need a one-page application. Larger amounts may require basic financial statements.

What are the financing amounts available?

We offer equipment financing from $20,000 up to $50 million, with flexible terms and payment options to match your business needs.

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Get pre-qualified in minutes with no impact to your credit score

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Comprehensive Equipment Financing and Business Loans

Vista Pacific Capital provides equipment financing solutions for businesses across the United States. We serve all 50 states, including California, Texas, Florida, and New York. Our business equipment loans cover a wide range of industries, from construction and medical to restaurant and manufacturing. We offer quick equipment financing with fast approvals.

Construction and Heavy Equipment

Our construction equipment financing programs cover everything from excavators and dump trucks to cranes and other heavy machinery. We work with both new and used equipment vendors.

Medical and Dental Equipment

We provide medical equipment loans for practices of all sizes. This includes financing for dental equipment, imaging machines, and other specialized healthcare technology.

Restaurant and Hospitality

Our restaurant equipment financing helps new and existing establishments purchase kitchen equipment, point-of-sale systems, and furniture.