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Financing Terms
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Financing from $20,000 to $20 million
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Equipment Financing Solutions
Specialized funding programs for every industry
Construction Equipment Financing
Quick approvals for forklifts, bulldozers, and more with flexible terms that fit your budget.
- Same-day funding
- Starting at $20,000
- Up to 84-month terms
- No down payment options
Medical Equipment Financing
Fund imaging systems, surgical tools, and more for practice upgrades or expansions with budget-friendly options.
- 100% equipment financing
- Tax-advantage options
- Deferred payments
- Equipment-specific programs
Manufacturing Equipment
Finance CNC machines and precision tools to improve efficiency and production quality.
- Step payment options
- Sale-leaseback available
- Working capital included
- Equipment credit lines
Restaurant Equipment
Quick approvals for ovens, refrigerators, and complete kitchen systems with tailored terms.
- 90-day deferred payments
- Seasonal payment options
- Start-up programs
- Software included
Transportation Equipment
Finance dump trucks and fleet vehicles with payments that work for your business.
- TRAC lease options
- Fleet management tools
- Fuel card programs
- Maintenance included
Brewery Equipment
Fund kegging equipment and brewhouses with new and used options for your craft brewery.
- Revenue-based payments
- Equipment-specific terms
- Working capital included
- Expansion programs
Why Choose Vista Pacific Capital
Fast approvals with flexible terms for your business needs
Same-Day Approvals
Get approved in hours, not days. Simple online process with minimal documentation.
- 2-minute application
- Soft credit pull only
- No financials under $400k
- Next-day funding available
Flexible Payment Options
Custom payment structures aligned with your business cash flow.
- Seasonal payments
- 90-day deferred start
- Step payment programs
- Skip payment options
Financing Solutions
Industry-leading solutions with our comprehensive funding programs.
- Starting at $20,000
- Terms up to 84 months
- No prepayment penalties
- Tax advantage options
Frequently Asked Questions
Everything you need to know about equipment financing
How fast can I get approved?
Most applications receive same-day approval. Funding typically occurs within 24-48 hours of document completion.
What credit score do I need?
We work with all credit profiles from A through C. Lower scores may require additional documentation.
What documentation is required?
For requests under $400,000, we typically only need a one-page application. Larger amounts may require basic financial statements.
What are the financing amounts available?
We offer equipment financing from $20,000 up to $20 million, with flexible terms and payment options to match your business needs.
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Get pre-qualified in minutes with no impact to your credit score
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