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Rates from 4.99% | $10M+ Available
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Equipment Financing Solutions
Specialized funding programs for every industry
Construction Equipment Financing
New & used equipment funding up to $10M. Same-day approval for excavators, cranes & heavy machinery.
- Same-day funding available
- Rates from 4.99%
- Up to 84-month terms
- No down payment options
Medical Equipment Financing
Specialized healthcare funding for imaging systems, surgical equipment & medical technology.
- 100% equipment financing
- Tax-advantage options
- Deferred payments available
- Equipment-specific programs
Manufacturing Equipment
Custom financing for CNC machines, production lines & industrial equipment.
- Step payment options
- Sale-leaseback available
- Working capital included
- Equipment lines of credit
Restaurant Equipment
Flexible financing for commercial kitchen equipment, refrigeration & food service.
- 90-day deferred payments
- Seasonal payment structures
- Start-up programs
- Software included options
Transportation Equipment
Competitive rates for trucks, trailers & fleet vehicles with maintenance programs.
- TRAC lease options
- Fleet management tools
- Fuel card programs
- Maintenance included
Brewery Equipment
Specialized funding for brewing systems, tanks & packaging equipment.
- Revenue-based payments
- Equipment-specific terms
- Working capital included
- Expansion programs
Why Choose Vista Pacific Capital
Industry-leading solutions with unmatched service
Same-Day Approvals
Get approved in hours, not days. Simple online process with minimal documentation.
- 2-minute application
- Soft credit pull only
- No financials under $400k
- Next-day funding available
Flexible Payment Options
Custom payment structures aligned with your business cash flow.
- Seasonal payments
- 90-day deferred start
- Step payment programs
- Skip payment options
Competitive Rates
Industry-leading rates with our Rate Match Guarantee program.
- Rates from 4.99%
- Terms up to 84 months
- No prepayment penalties
- Tax advantage options
Frequently Asked Questions
Everything you need to know about equipment financing
How fast can I get approved?
Most applications receive same-day approval. Funding typically occurs within 24-48 hours of document completion.
What credit score do I need?
We work with all credit profiles and have programs starting from 600+ FICO. Lower scores may require additional documentation.
What documentation is required?
For requests under $400,000, we typically only need a one-page application. Larger amounts may require basic financial statements.
Do you offer seasonal payments?
Yes, we can structure payments around your business's cash flow with seasonal, step, and deferred payment options.
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